I hereby certify that all information contained in the application is furnished for the purpose of obtaining the membership requested herein and is true to the best of my knowledge and belief. I further certify that no consideration has passed or will pass from me, as applicant borrower, to an endorser for his endorsement or to co-maker for his/her signature. You are authorized to check my credit history; I have provided the Credit Union with all of the information contained therein; I hereby certify that this membership application is truthful and complete to the best of my knowledge and that I have read the entire completed application before signing same.