Loan and Savings Rates
  (716) 433-7740          memserv@lscfcu.org
  360 S. Transit St. Lockport, NY 14094

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Rates from Lockport Schools FCU

Loans | Savings | Certificates | Fee Schedule



Automobile Loans as low as 7.25%

Signature Loans as low as 10.00%

Share Secured Loans as low as 3.50%



Loan Rates
Type APR*
AutomobileStarting at 7.25%
SignatureStarting at 10.00%
Share SecuredStarting at 3.5%
RV and BoatsStarting at 6.75%
Line of Credit8.9%-13.9%
Home MortgageSee Home Page
Home Equity Line of Credit 3.25% intro rate
*APR = Annual Percentage Rate


Savings Rates
Type Amount Dividend Rate APY
Share & Club Accounts$500 - $1,999.99.10%.10%
Share & Club Accounts$2,000 - $4,999.99.15%.15%
Share & Club Accounts$5,000 - $19,999.99.15%.15%
Share & Club Accounts$20,000 and up.25%.25%
Share Draft Accounts.01%.01%
I.R.A. Share Accounts.30%.30%
*APY = Annual Percentage Yield


Certificate Rates
Type Dividend Rate APY*
6 months3.003.02
1 year3.853.90
2 years4.004.06
3 years4.254.31
9 months, up to $100,0005.355.45
9 months, $100,000+5.505.60
*APY = Annual Percentage Yield