Loan and Savings Rates
  (716) 433-7740          memserv@lscfcu.org
  360 S. Transit St. Lockport, NY 14094

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Rates from Lockport Schools & Community FCU

Loans | Savings | Certificates | Fee Schedule




Loan Rates
Type APR*
Automobile Starting at 6.75%
Signature Starting at 10.00%
Share Secured Starting at 3.50%
RV and Boats Starting at 7.75%
Line of Credit 8.90% - 13.90%
Home Mortgage See Home Page
Home Equity Line of Credit 3.25% 12 month intro rate
Home Equity Starting at 6.50%
*APR = Annual Percentage Rate


Savings Rates
Type Amount Dividend Rate APY
Share & Club Accounts $500 - $1,999.99 .10% .10%
Share & Club Accounts $2,000 - $4,999.99 .15% .15%
Share & Club Accounts $5,000 - $19,999.99 .15% .15%
Share & Club Accounts $20,000 and up .25% .25%
Share Draft Accounts - .01% .01%
I.R.A. Share Accounts - .30% .30%
*APY = Annual Percentage Yield


Certificate Rates
Type Dividend Rate APY*
6 months 2.25% 2.26%
7 months 3.75% 3.80%
1 Year 2.50% 2.55%
2 Years 2.75% 2.79%
3 Years 3.00% 3.03%
*APY = Annual Percentage Yield